Asia United Bank Corporation (AUB) is a universal bank in the Philippines licensed by the Bangko Sentral ng Pilipinas (BSP). AUB is among the very few banks that was granted a full-branch commercial bank license in 1997 and is operating until this day. In 2013, AUB joined the league of Philippine Banks that have become publicly listed and acquired universal banking status.

AUB was registered with the Securities and Exchange Commission (SEC) on October 3, 1997, with its registered office and principal executive offices located at Joy-Nostalg Center, 17 ADB Avenue, Ortigas Center, Pasig City, Philippines. The Bank commenced operations on October 31, 1997, and in 2012, obtained approval from the BSP to upgrade its license into expanded commercial banking status, before being granted authority to operate as a universal bank in 2013.

AUB began as a joint venture between a consortium of Filipino industrialists — namely Jacinto L. Ng, Sr., Luis U. Ang, and Jose S. Sandejas — and Taiwanese investment banks, namely China United Trust & Investment Corporation and China Development Industrial Bank. As of December 31, 2024, principal and substantial stockholders include Kuo Yu Philippines Holdings Corporation, Ciudad Kuvera Investment Corporation, Lambda Holdings Corporation, and Republic Biscuit Corporation.

AUB offers a comprehensive suite of financial products and services catering to both individual and corporate clients. These include savings accounts, current accounts, time deposits, other currency accounts, treasury products, trust products, credit cards, motor vehicle loans, home loans, salary loans, commercial loans, remittance services, trade financing, and leasing, among others. The bank also provides technology-driven business solutions such as its Bizkit platform, which supports payroll, HR, and government-mandated reporting for enterprises.

To expand its business and distribution network, AUB has three subsidiaries as of December 31, 2024. Over the past three years, AUB has been steadily growing by building a strong and loyal client base through careful and focused client generation activities and technological innovations for both its deposit-taking and lending businesses.

AUB posted a consolidated net income of PHP 8.3 billion in 2023, a 32% increase from the previous year and the highest in its history, translating to a return on equity of 18.6% and a return on assets of 2.38% — both record highs since the bank’s initial public offering in 2013. The bank continues to strengthen its digital banking capabilities, with the AUB Mobile App enabling customers to manage their accounts and transactions conveniently. Deposits with AUB are insured by the Philippine Deposit Insurance Corporation (PDIC) up to PHP 1 million per depositor.